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Lending Services

When you're running a business, the challenges come fast and from many directions. Whatever your need, we can provide solutions. We offer revolving credit lines, loans for real estate and equipment, and a number of other credit services that can be tailored to meet your objectives. Our lenders can help take care of you now and in the future.


Operating Lines of Credit

A revolving line of credit gives you a flexible source of cash for core business operations. It can provide operating funds, help you take advantage of supplier discounts and manage your cash flow. You pay interest only on the outstanding loan balance, and once you repay borrowed funds, those funds become available to borrow again.

Term Loans

Secured-term loans provide the flexibility you need to pay for new equipment or machinery, make leasehold improvements or refinance existing debt.

Commercial Real Estate

Premier Community Bank offers commercial construction and traditional owner-occupied permanent real estate loans.

Construction Loans

Premier Community Bank provides loans for lot developers and builders of single-family homes and condominiums.

Letters of Credit

Whether you need commercial letters of credit or performance-based standby letters of credit, Premier Community Bank can help.

SBA Loans

For the purchase of real estate or equipment, acquisition of a new business or franchise, or to increase working capital, consider a government-backed Small Business Administration loan.